No more negative charges in bank – RBI
The RBI has told that there would be no Negative Balance hereafter, even if the person does not maintain sufficient balance. The bank could only charge till it reaches. After that banks will not be able to charge the customer o negative.
Customers were facing issues, when they have not used the account for long time and deposit money the deposited money is being taken by the bank for negative balance. The policy has come into effect last year itself.
Source from: Times of India
If the bank is still charging you could raise a complaint against the bank in Ombudsman